Protect my family
Begin with the people and responsibilities you want to protect.
Start with life insurance basics →Life Insurance for Women · LI4W
Informed choices
for the life you
want to live.
Explore the decisions that shape your independence, your wellbeing, and your future. Find clear information about money, protection, care, and life’s changing chapters—starting with what matters to you.
Step into the learning room →Understand your coverage choicesRead freely. Learn at your pace. Ask for personal help only if you want it.
Confidence & independenceLife’s changing chaptersCare, protection & legacy
Every contribution matters
Your value is bigger
than a paycheck.
Your financial contribution may include income, childcare, care for a parent, running a household, or building a business. A useful plan considers your responsibilities, resources, and the time and choices you want to protect.
Start where you are: single or partnered, parenting or not, beginning a career, preparing to retire, or supporting someone through a difficult chapter.
Our purpose
Make room for the life you aspire to live.
LI4W brings together questions about money, work, relationships, health coverage, care, and the future. Insurance is one part of that picture. A useful next step may be a conversation, a better question, or a decision you feel more prepared to make.
Discover the purpose behind LI4W →Start here
What would you like help with?
Understand my coverage
Compare policy types and review what you already have at work or on your own.
Explore coverage choices →Plan my retirement income
Explore your income sources, future care needs and questions about lasting financial security.
Explore retirement income →In conversation · Peekwire · October 31, 2026
The questions behind
an informed choice.
Peekwire interviews LI4W’s Eric Towns about caregiving, affordability, and starting with the people and responsibilities you want to protect.
Life Insurance Advice for Women: An Interview with Eric Towns of Life Insurance 4 Women
Read the interview on Peekwire ↗The full interview is published on Peekwire, an external website.
For the chapter you are in
Come with a question.
Leave with a clearer next step.
You may be building a career, sharing financial decisions, receiving an inheritance, starting over, or caring for someone you love. Your questions belong here.
Money confidence begins with understanding.
Make room for your priorities, understand what comes in and goes out, and ask questions without embarrassment.
Begin with your own priorities →When life changes, the questions change.
Inheritance, divorce, a loss, or a new job can bring unfamiliar decisions. Start with what needs attention.
Find your next step →Your legacy includes more than money.
Pass on useful information, personal wishes, stories, and values—not just a stack of documents.
Start a family conversation →Explore at your own pace.
Follow a reading path through insurance, work, care, cash value, and planning across generations.
Open the LI4W learning room →A clearer starting point
Explore the questions behind the coverage.
Understand the differences.
Term, whole life, universal life, and indexed universal life each have different purposes, costs, and responsibilities.
Compare coverage types →What happens if you leave?
Workplace life insurance is valuable, but continuing it after a job change may require action and a different premium.
Review workplace coverage →Protect the income that supports your life.
Explore paycheck protection, waiting periods, and the questions teachers, nurses, and other working women should ask.
Understand income protection →Who would care for you?
When you are the person others rely on, your own care deserves a plan too.
Explore future care →A modest plan. A meaningful purpose.
Learn how smaller policies work, what waiting periods mean, and why affordability matters on a fixed or limited income.
Read the final-expense guide →
Work. Family. Everything in between.
Your priorities deserve
a place in the plan.
A job change, a new family responsibility, business ownership, or a transition into retirement can change the questions worth asking.
Follow your questions through the learning room, or ask Eric for an insurance conversation when that would be useful.
See planning topics for your life →You are welcome to begin here.
Is LI4W only about buying life insurance?
No. Explore money confidence, life transitions, workplace benefits, care, and legacy as well as insurance. You do not need to buy anything or submit a questionnaire to learn here.
Do I need to know which policy I want?
No. You can start with the people or responsibilities you want to protect, the coverage you already have, and what you want to understand.
Will the questionnaire give me a quote?
No. It is a request for a personal conversation, not an application or an automated recommendation. Pricing and eligibility depend on insurer and product requirements.
What if I already have life insurance at work?
Tell us in the questionnaire. You can review the amount, the end date if employment changes, and any portability or conversion options before deciding whether additional coverage is useful.
Do I have to submit personal information online?
No. You can call (708) 620-6560 instead. If you use the questionnaire, review the privacy notice and permission-to-contact statement before submitting.
Support beyond the policy.
Your coverage-review checklist · Arrange an annual review · What happens when you contact us?
Find help after a loss, prepare a beneficiary conversation, or ask about optional birthday greetings for participating clients and beneficiaries.
Explore client & beneficiary care →Explore protection and retirement income.
Annuities
Explore contractual income, access to your money and survivor choices.
Read the guide →Indexed universal life
Understand insurance protection, index credits, charges and funding.
Read the guide →20-pay & single-premium life
Compare premium schedules, commitments and questions to ask.
Read the guide →At your pace
Learn here. Ask questions when you’re ready.
You do not need to buy anything to use these guides. If a personal conversation would help, send Eric a brief questionnaire or call (708) 620-6560.