Know what you share—and why.

Newsletter sign-up

The separate newsletter form collects your email address and a dated record of your explicit permission for educational emails, site updates, and occasional invitations to discuss insurance. It does not request coverage follow-up or add questionnaire respondents automatically. Newsletter records are encrypted in the hosted database and available only through the owner-restricted dashboard. The owner can export active subscribers to an email service for newsletter delivery; that service would process the list to send emails. No email service is connected for automatic newsletter delivery at this time. We do not sell the subscriber list.

You can unsubscribe through the link included in a newsletter or by emailing info@lifeinsurance4women.com. We retain a suppression status to honor opt-outs. Ask us for access, correction, or deletion. A newsletter subscription and permission for personal coverage follow-up are separate choices.

The questionnaire

If you submit the form, it collects your name, date of birth, state, phone, optional email and contact time, contact preference, tobacco/nicotine answer, coverage purposes and interests, requested life coverage amount or monthly Disability Income benefit, optional or relevant occupation and duties, broad occupation category, disability coverage preference, optional annual earned income, timing, approximate height and weight, medication status and any medication names/dosages you choose to provide, health-information permission record, workplace group-life answer, long-term care answer, and permission-to-contact record. We use these details to review and respond to your insurance inquiry and prepare for an initial coverage or quote discussion. Medications can be discussed privately instead of listed online. This information does not determine eligibility or authorize us to obtain medical, prescription, or driving records. Any insurer application and authorization process is separate.

Do not provide Social Security numbers, banking information, detailed medical history, policy documents, or another person’s sensitive details. The form is for adults requesting their own contact. It is not an insurance application or a determination of eligibility.

Health-information permission

A separate required checkbox records permission to use the health information you choose to provide for your inquiry. Health details are encrypted with the rest of the inquiry and are not included in automatic email notifications. Do not submit another person’s health information.

Contact permission

The required checkbox records your request for live phone and/or email contact by Eric Towns or an appropriately licensed representative from LI4W. It does not authorize automated or prerecorded calls or text messages. Permission is not a condition of purchase. You can withdraw permission by phone or email.

Storage and access

Questionnaire records are stored in the site’s hosted database, encrypted by the application, and accessible through an owner-restricted inbox. Hosting and database providers process information to operate the service. HTTPS protects transmission. No security system can eliminate every risk.

The form does not send your responses to a public page, advertising platform, or an automatic email distribution list. This website does not sell questionnaire responses or distribute them to unrelated agents for marketing. Eric Towns or an appropriately licensed LI4W representative may use your information to respond to your requested inquiry, including health information you consent to provide for that purpose. Additional use or sharing for an application would be addressed in the relevant process and notices.

Retention and requests

Eric retains inquiry information while needed to respond, administer a requested service, and meet applicable recordkeeping obligations. You can request access, correction, or deletion using the contact details above. Deletion requests may be limited by legal recordkeeping requirements. The owner inbox includes a record-deletion function; records are not set to expire automatically.

Technical information

The site has no advertising pixels or visitor advertising profiles. Hosting providers may process technical request information. To reduce automated abuse, the form uses a short-lived, one-way keyed hash derived from the connection address and a time window; it does not store a plain IP address in the inquiry database. Signed-in owner access uses the hosting platform’s authentication. External links have their own privacy practices.

Your choices

You can call instead of completing the questionnaire. If the form does not work or you need help reading or navigating the site, contact Eric for assistance. We do not accept online document uploads.

This notice covers this website and its inquiry form. Insurer applications, policies, and other services may have separate notices.